Canadian Dental Care Plan in Port Coquitlam
Canadian Dental Care Plan Near You
At On Track Dental, we believe cost should not stand between you and a healthy smile. The Canadian Dental Care Plan (CDCP) is a federal program that helps eligible Canadian residents access dental care when they do not have private dental insurance.
At On Track Dental, we are proud to participate in this program and provide care in a comfortable setting. If you are looking for the Canadian Dental Care Plan in Port Coquitlam, our team can help you understand how the plan works and what to expect before your visit.
Finding a CDCP provider is about more than finding a clinic that accepts the plan. It is also about finding a dental team that can clearly guide you through your treatment options.
At On Track Dental, we combine CDCP-supported care with personalized treatment planning. From routine cleanings to restorative care, our team is here to help you understand your options and make informed choices about your oral health.
Who Is Eligible for the Canadian Dental Care Plan?
To qualify for the CDCP, you must meet the federal eligibility requirements. In general, you must:
Not have access to private dental insurance through an employer, pension plan, professional organization, student organization, or purchased plan
Have filed your tax return so the government can confirm your eligibility
The CDCP is currently open to eligible seniors, adults, and children.
Understanding Your Co-Payments
The CDCP is a subsidized program. The government pays a percentage of eligible CDCP fees based on your adjusted family net income. You may still need to pay part of the cost.
| Adjusted Family Net Income | The Plan Pays… | Your Co-payment |
| Below $70,000 | 100% of eligible CDCP fees | 0% |
| $70,000 – $79,999 | 60% of eligible CDCP fees | 40% |
| $80,000 – $89,999 | 40% of eligible CDCP fees | 60% |
It is important to understand that the CDCP pays based on its own fee guide. If a clinic’s regular fee is higher than the CDCP fee, you may need to pay the difference. We will always discuss any expected costs with you before treatment.
What Services Are Covered?
The CDCP covers many services that support oral health. Coverage can depend on your eligibility, the type of treatment, frequency limits, and whether preauthorization is required.
Services may include:
Preventive care
Restorative care
Prosthodontic care
Periodontal care
Endodontic care
Oral surgery
Sedation
Sedation may be covered in certain cases when medically necessary and approved
If you are looking for the Canadian Dental Care Plan near you, our team can help you understand which services may apply to your situation before treatment begins.
What Services Are Usually Not Covered?
The CDCP focuses on dental care that supports oral health and function. Some services are generally not covered or may only be covered in limited situations.
These may include:
Cosmetic dentistry
Dental implants
Orthodontics
Some advanced procedures
Certain surgeries or specialized treatments may not be covered or may require preauthorization
Before starting treatment, we will explain what is covered and what costs will be your responsibility.
How to Apply or Renew
If you are new to the program, you can apply through the Government of Canada once you are eligible. After approval, Sun Life will send your welcome package with your member information and coverage start date.
If you are already enrolled, you must renew your CDCP coverage each year. To renew, you need to file your tax return and confirm that you still meet the eligibility requirements.
You can apply or renew through the Government of Canada website, by phone, or through other available government options.
The On Track Dental Advantage
At On Track Dental, we accept the Canadian Dental Care Plan in Port Coquitlam and focus on clear communication, careful treatment planning, and patient comfort. Our goal is to help you understand your dental care before treatment begins.
Patients choose us because we offer:
Experienced dental team
Modern technology
Comfortable environment
Emergency care
If you have sudden dental pain or swelling, we do our best to provide prompt care.
Book Your Visit in Port Coquitlam
If you are looking for a dental clinic that accepts the Canadian Dental Care Plan near you, On Track Dental is here to help. We can review your oral health needs, explain your treatment options, and help you understand any expected costs before care begins.
Call us today at (604) 552-9700 to book your appointment.
Frequently Asked Questions
Is On Track Dental accepting new CDCP patients?
Does the plan cover dental implants?
What happens if I forget to renew my CDCP coverage?
Can I get Invisalign through the Canadian Dental Care Plan?
Why is there still a fee if my plan says 100% coverage?
Does the plan cover root canals?
How do I know when my coverage starts?
Your Sun Life welcome letter will include your coverage start date. CDCP benefits can only be used for appointments on or after that date.